Everything's Coming up Equity: Why You Should Lend NOW

Wednesday, April 2, 2014

Stack the Deck in Your Favor with Instant Card Issuance

Equity lenders who are trying to get a read on potential for the remainder of 2014 should be encouraged by recent economic data. Despite the headwinds of higher interest rates and a geographically uneven recovery, current trends suggest a continuation of the upswing experienced throughout 2012 and 2013. Read more

 

Stack the Deck in Your Favor with Instant Card Issuance

Wednesday, February 26, 2014

Stack the Deck in Your Favor with Instant Card Issuance

Cash was king, but cards now rule the day. By 2016, worldwide card purchase transactions are projected to increase by 44 percent. That translates to an estimated 31 billion more transactions in the U.S. alone. Read more

 

How Gen Y is Driving Financial Industry Change

Monday, February 24, 2014

Generation Y Millennials: Why They’re Worth a Second Look

Millennials represent a larger percentage of the current population than any other generation. That fact, combined with their future buying power, makes Gen Y a prime opportunity for financial institutions. Harland Clarke Digital reveals valuable findings from its new research study on this generation’s expectations of financial institutions and their banking habits. Read more

 


 

What Goes Down, Must Come Up: Preparing for Rising Interest Rates

Monday, February 17, 2014

Generation Y Millennials: Why They’re Worth a Second Look

What’s going to happen with interest rates? When are they going up? These questions have been the subject of endless discussion in financial circles for the past few years. Well, no one has a crystal ball, but one thing is sure: Interest rates can’t get much lower. So, whether it’s tomorrow or a few months from now, at some point, rates are going up. Read more

 


 

Generation Y Millennials: Why They’re Worth a Second Look

Thursday, February 13, 2014

Generation Y Millennials: Why They’re Worth a Second LookWith an unemployment rate of more than 13 percent and an average salary of $39,700, financial institutions might be inclined to dismiss Generation Y, the demographic group also known as “Millennials.” They may be currently struggling, but Gen Y is still very optimistic about their financial future. Nearly 90% of those 18-34 believe they have enough money now or expect that they will in the future. Banks and credit unions should be optimistic too. Read more