Lowering Costs, Reducing Errors With Forms Standardization

Monday, July 14, 2014

As financial institutions strive for greater efficiency and lower operational costs, forms standardization is a logical start point. It accommodates the desire for smaller orders, reduces inventory and warehousing, and cuts production and other costs.


True Value of the Checking Account

Tuesday, June 17, 2014

For many consumers, the checking account is the core banking relationship. But about 45% of checking accounts are not profitable for financial institutions. Another 30% are only marginally profitable.¹ How can you turn around unprofitable accounts and acquire more attractive account holders?




The State of EMV: Countdown to 2015

Monday, June 16, 2014

Last year, Harland Clarke surveyed financial institutions to determine their preparedness for the October 2015 EMV (Europay®, Mastercard®, Visa®) liability shift. We recently completed a 2014 follow-up to understand the progress made since that time. The 2014 survey covered a varied sample of financial institutions, ranging in asset size and annual card volumes. 



Everything's Coming up Equity: Why You Should Lend NOW

Monday, June 2, 2014

Everything’s Coming up Equity: Why You Should Lend NOWEquity lenders who are trying to get a read on potential for the remainder of 2014 should be encouraged by recent economic data. Despite the headwinds of higher interest rates and a geographically uneven recovery, current trends suggest a continuation of the upswing experienced throughout 2012 and 2013.





Stack the Deck in Your Favor with Instant Card Issuance

Monday, May 19, 2014

The Instant Issuance Payoff: Convenience and Satisfaction for Your Account Holders — Income for Your Financial InstitutionCash was king, but cards now rule the day. By 2016, worldwide card purchase transactions are projected to increase by 44 percent. That translates to an estimated 31 billion more transactions in the U.S. alone.