DPXPay™

With more than 70 million people currently banking online, consumers are looking for more advanced self-service options and new online payment capabilities such as person-to-person (P2P) payments — and they will likely turn to trusted financial institutions like yours to provide secure solutions.

DPXPay is the P2P payment service provided to financial institutions that are members of Harland Clarke’s Direct Payment Exchange™. DPXPay enables your institution to offer a convenient and secure way for account holders to send a payment to, or request a payment from, another person anywhere, at any time, using only the recipient’s email address or mobile phone number. With DPXPay, account holders can also move money between their various accounts.

• Multilevel security, with industry-leading transactional-level protection
• Robust account verification and risk management capabilities to enhance fraud mitigation
• Flexible architecture for seamless integration with online banking and mobile banking, or as a stand-alone service on your financial institution's website
• Compliance with applicable regulations
• Powerful back-office management console

• Respond to growing consumer demand for P2P payments
• Attract new account holders and improve retention
• Generate new transaction-based revenue
• Reduce costs as self-service transactions increase
• Increase online banking and mobile banking adoption
• Promote paperless and green banking initiatives

• Send or receive person-to-person payments anytime via email or SMS text message
• Make electronic payments with confidence using a trusted financial institution
• Eliminate the need to visit an ATM to withdraw cash or make certain deposits
• Switch to a faster, more secure way to pay another person without having to exchange confidential bank account information
• Track payments and transfers easily online and view transactions for tax purposes
• Request and collect payments to small businesses

DPXPay makes P2P payments convenient and easy for account holders — and it is provided on a secure network from the payment provider you trust: Harland Clarke.

To learn more about DPXPay, contact your Harland Clarke account executive or click here.