What Is ID ReclaimSM?
Fully Managed Recovery Service With Optional Credit Monitoring
Unlike other services that offer limited or partially assisted identity theft recovery, ID Reclaim provides a fully managed identity recovery solution. When an account holder experiences a real or suspected identity theft, a personal recovery advocate is assigned. Working through a limited power of attorney authorization, the recovery advocate can do all the legwork on behalf of the account holder, including:
- Thoroughly researching and documenting the fraudulent transactions
- Designing a customized recovery plan and filing all paperwork
- Notifying creditors, bill collectors, banks, mortgage companies, and government agencies, such as the state motor vehicle department, the Social Security Administration, and the U.S. Postal Service
- Taking continued action until the account holder’s identity has been restored as closely as possible to its pre-theft status
- Providing post-recovery follow-up care for 12 months to address any additional fraudulent activity associated with that initial event
Each ID Reclaim personal recovery advocate is a Fair Credit Reporting Act (FCRA)-certified professional who specializes in identity theft recovery.
Click here for more information about financial institution benefits of the ID Reclaim program.