Flexible, Low-Cost Recovery Solutions for Your Financial Institution and Your Account Holders
Whether you offer ID Reclaim as a complimentary benefit, as part of a program or club account for easy up-sell during the check ordering or account opening process, or with the credit monitoring component, it’s a value-added service that can generate good will with your account holders and revenue for your financial institution.Build your offering with one or more of these program options:
| ID Reclaim Basic | The lowest-cost option — provide it free to your account holders | Primary and secondary account holder recovery service |
| ID Reclaim Family | Fee income for your financial institution | Account holder and three- generation family recovery service |
| ID Reclaim Plus | Fee income for your financial institution | Account holder and family recovery service, plus credit monitoring for the primary account holder |
ID Reclaim Basic
A value-added service free of charge to your account holders. Designed to be a complimentary service from your financial institution, ID Reclaim Basic enables you to cover all your account holders, or a group, at a low monthly price. This program is ideal for differentiation, acquisition or retention strategies and covers two to three account holders on an account.ID Reclaim Family
A program for you to charge a service fee to generate revenue and offset the cost. Providing the same fully managed identity theft recovery service as the Basic program, ID Reclaim Family offers two important enhancements:- Extended protection for account holders and family members, including a spouse,a domestic partner, dependents up to age 25 and parents with the same permanent address (or parents who may be in assisted living, a nursing home, hospice, or deceased less than 12 months)
- Revenue generation through resale to account holders by your monthly account debit to those within a special group, a club or membership, possibly offsetting the costs of the program
ID Reclaim Plus
For resale and revenue generation. An enhancement to the Family program, ID Reclaim Plus provides an identity theft detection measure for the primary account holder. Services are provided by Experian®. By registering through a secure website, individuals can have their credit report monitored daily, be alerted via e-mail of any new activity, access their profile online and see their status. Other family members may receive credit monitoring coverage for an additional cost per person.Click here to have your Harland Clarke account executive contact you.
Click here for more information about what happens when identity theft strikes.